LIRIDI (" LIRIDI", " We", " Us") are committed to ensure that your privacy is protected and respected.
Scope of policy
LIRIDI mobile application software (" Application" or " App") available on our designated server, once you have downloaded or streamed a copy of the App onto your mobile telephone or handheld device (" Device").
Any of the services accessible through the App (" Services").
It is your responsibility to read through the following provisions in order to gain a thorough understanding of our views and practices relating to the User's personal data and how it will be treated.
Information which We may collect from You
Please read the following carefully to understand our views and practices regarding User's personal data and how We will treat it.
We may collect and process the following data about You:
Information provided by You about You by yourself (" Submitted Information"):
provided by filling in forms in the App;
including your name, address, gender, date of birth, national ID, e-mail addresses, phone number of the user's Device, username, password, and other registration information, information relating to finance and credit such as employer name, monthly salary, bank account number, bank statements, credit information, login-in credentials of third parties such as social media sites (i.e. Facebook, LinkedIn, and other such social media platforms), copies of identification documents, biometric information, digital signature keys, personal description and photographs current and former places of employment, education, names of colleagues, contacts, friends, lists of family members and photographs;
Information We collect about You and your Device. When You use our App, the following information may be automatically collected:
technical information, including your email addresses, the type of mobile device You use, unique device identifiers (for example, your Device's IMEI or serial number), information about the SIM card used by the Device, mobile network information, your Device operating system or your Device's location and time zone setting (" Device Information");
details of your use of our App including, but not limited to, traffic data, location data, weblogs, and other communication data (" Log Information").
We also have the right to use GPS technology or other location services to determine your current location (" Location information").
Due to the nature of the Services which we provide, wWe are required to work with a number have working relationships with a limited number of third parties, including credit reference agencies, merchant partners, mobile network and online payment providers, analytics and search information providers, credit bureaus and other identity verification and fraud prevention services, from whom We may on occasion receive and collect information about You (" Third Party Information"). This Third Third-Party Information is governed by your privacy policies agreed with those sources and with your express consent.
When You install or uninstall an App, containing a unique application number or when such an App searches for automatic updates, that number and information about your installation, for example, the type of operating system, may be sent to Us (" Unique application numbers").
Tracking and cookies
We may use mobile tracking technologies and/or website cookies to distinguish You from other users of the App. This assists Us to provide You with a good experience when You use the App and also allows Us to improve the App.
Uses made of the information
Information collected by Us shall be used to deliver, develop, and improve services, to which users have subscribed with the Platform, and to fulfill users' demands. This shall include:
Save in compliance with an order of the Court, Arbitral Panel, Tribunal, Regulatory Directive or Order or any other legal or regulatory obligation, we do not disclose information about identifiable individuals to other parties, but wWe may provide third parties with anonymous aggregate information about our users (for example, we may inform them that 100 men aged under 40 have applied for a loan on any specified day).
Disclosure of your information
We do not disclose information about identifiable individuals without their prior written consent to other parties, except for the cases listed below.
We may provide your personal information to any member of our business group, which includes subsidiaries, the group's ultimate holding company, and its subsidiaries.
We may disclose your personal information:
where it is necessary to do so in order to:
enforce the Terms and Conditions and other agreements;
We also may provide third parties with anonymous aggregate information about our users (for example, we may inform them that 100 men aged under 40 have applied for a loan on any specified day).
International data transfers
By using this App, you agree that LIRIDI will have no liability for disclosure of your information due to errors in transmission, infrastructure failures by LIRIDI or any intermediary (including telecom and internet service providers), or unauthorized acts of third parties.
We will use Your data for the purposes of compilingto compile statistics relating to our user base or loan portfolio and may disclose such information to any third party for such purposes, provided that such information will always be anonymous.